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I'm sure it depends where one lives, but if your drinking water is safe there's no real reason to boil the water except for proper steeping.

I definitely use boiling water with my bagged breakfast tea, but boiling is too hot for white and green tea (especially fancier teas), and boiling water "scorches" the "delicate flavors" (using quotes since I'm sure there are better / nicer words than those), so you want to steep at 80C or lower depending on the tea, the quantity the vessel, and the process.