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Sn0wCoder | 1 month ago

At the big box stores absolutely they have it worked in to the prices. I have no idea if the local mom and pop shops are working that 2-4% into their prices or not.

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phil21|1 month ago

Mom and Pop stores are basically the only places left that reliably give you a cash discount for not using a card. Sometimes advertised at checkout, sometimes you need to ask.

Especially service companies. They tend to quote out "cash" (aka check/bank transfer) price and then add another 5% or so if you want to pay via card. There of course is very often an even cheaper "actual cash" price too you need to ask for if you are so inclined.

tyre|1 month ago

Yes, they do. They understand where their margins go and the fees on credit cards are a huge one. They simply don’t have much of a choice.