[4ggr0]

> Invest your money (e.g. world passive mutual fund, or VT ETF).

i despise stock markets, investments etc., so i just kind of have accepted that i'll probably never grow my money passively. from time to time i stumble across advice like yours, talking about ETFs, and feel a bit left out again.

money just sits in my bank account with close to 0% interest. i know that ETFs would slowly generate more money, but i also know that my money would then be invested in a ton of companies i absolutely don't want to be a part of, even when considering that my sums would be a drop in an ocean.

[sandbach]

There are ETFs that specifically exclude companies with lots of negative externalities (no Exxon, etc.). The term to look for is "socially responsible".

E.g. https://www.ubs.com/uk/en/assetmanagement/funds/etf/lu062945...

[4ggr0]

a bit ironic to recommend a "socially responsible" ETF, managed by the one and only UBS.

but you're right, i forgot that my socially responsible bank claims to have socially responsible ETFs. i just hope that they are actually socially responsible, and not "socially responsible".

lots of things claim to be socially, ecologically or otherwise responsible, but that's exactly my issue. they're claims, most of the time just [insert color]washing.