[wooptoo]

I was hoping banks would turn to using Yubikeys/U2F for authentication/transaction signing, and not these Draconian measures.

[pamcake]

I remember my parents doing online banking authenticating with smart cards. Over 20 years ago. Today the same bank requires an iOS or Play Integrity device (for individuals at least. Their gated business banking are separate services and idk what they offer there).

This is not a question of missing tech.