[jraby3]

I find it interesting the Lemonade insurance just began offering a 50% discount for Tesla with FSD.

Insurance companies are known for analytics and don't survive if they use bad data. This points to your comment being correct.

[FireBeyond]

Who knows the backend deals there, everything up to and including Tesla subsidizing the premiums.

[quadrature]

Thats a completely different scenario than fully autonomous driving.