[kukkeliskuu]

I wasn't criticizing you, just making the point that when people talk about toy example bank transactions, they usually want to just introduce the basic understanding. And I think it ok, but I would prefer that they would also mention that REALLY the operations are complex.

I modified my comment above that by multiple types of accounts I meant that banks have various accounts for settlements with the other banks etc. even in the common payment case.

[awesome_dude]

My bad, I didn't mean to sound too upset, but I do get a bit "trigger happy" from time to time