[y-c-o-m-b]

I'm along the same lines of thinking. I got most of my funds in SGOV (I manually did t-bills for a while but too lazy to keep it going).

> there is no way going active can help me—I don't have enough access to the right people

It really comes down to this realization. Without access to what all these billionaires and their companies have access to, I just feel like a pawn with everything to lose.