[Semaphor]

Huh, I thought the EU had mandated for instant SEPA transfers to be free. Maybe it’s just national. What country are you in?

[usr1106]

Of course there is no mandate to offer anything for free. They just need to be offered for the same price as other methods.

But most people have a bank account for a fixed price and some even for free. So individual transfers are considered free, even if the correct term would be "already paid".

[Semaphor]

Fair enough, been so long since we had paid transfers here, I forgot it used to be a thing.