[Tor3]

Cold and dry is not a problem. You can always add more layers of clothing and get very comfortable.

Warm and humid is a real problem. You can't just remove clothing until you're comfortable. And the humidity.. there's no remedy to fix that.

[00N8]

Good point. I've always found high humidity makes things a lot more unpleasant unless the temperature is in a fairly narrow range around 71°F or so. It intensifies the heat of course, but IME it also makes chilly weather a lot harsher too. I get uncomfortably cold really easily when it's e.g. 51°F with a cool damp ocean breeze in places like SF or Monterey, but when I go to the mountains in winter, 25-32°F is totally comfortable -- even in literally the same clothing. I think it must be partly a psychological effect, but humidity seems to play a role too (along with other factors like IR reflection off the snow).

[wellf]

The remedy is swim or air conditioning.

[Tor3]

Swimming (where, by the way?) or air conditioning isn't helping when walking outside.

[nancyminusone]

I'd rather just not live somewhere hot and humid.