[amaccuish]

> This would still rely on Visa/MasterCard allowing dual-branded credit cards for overseas transactions, which isn't a very common arrangement

False? Co-badged cards are used in Germany, were used in NL, are used in NZ/AUS, many more examples than just "Asia".

[ehhthing]

We have dual-branded debit cards in Canada, too. But these are all debit cards, not credit cards. Visa/MC makes way more money off credit cards than debit cards, which is why they're much more hesitant to allow dual-branding.