[mettamage]

For what it's worth: I know it could be me. I'm currently with tens of thousands of dollars in savings (in Europe, not American) but it could still be me. I'm quite afraid of it actually and I live every day so that it won't be me. I've noticed that reduces chances significantly, not to zero, but significantly.

[KellyCriterion]

Put your funds in some diversified dividend ETFs and you will be quite fine.

[Gud]

Don’t be so sure. Funds can dwindle fast.

Keep your hands on the steering wheel, eyes on the road

[saagarjha]

Tens of thousands of dollars seems difficult to live on