[eloisius]

> require authentication using their phone app

And banks often have their apps region locked, so if you live abroad or have accounts in more than one country, you’re fucked.

[amaccuish]

Cough cough, Nationwide UK. I emailed them, they said they had no plans to make the Nationwide UK app available globally on the iOS App Store.

[monksy]

File a complaint to the financial services. They are locking you out from their services.