[bytejanitor]

In Germany for some banks you can buy a TAN generator and then you do not need a smartphone app anymore. Is this an option in your area as well?

[noAnswer]

At my "traditional" bank I even need the TAN generator for my phone. While at my "neo" bank I even need the phone app to access the website. :-) (That is how the neo bank tricked me. I read "website access" in their ad and thought I could still access the bank account if I lose my phone. But no, you can't login without the app.)