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happyopossum | 12 days ago

Your argument kinda falls apart with the observation that private loans often have waaaay lower interest rates than federal ones... Typical private loans start in the 3% range, vs 6.4 for the lowest Federal ones.

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Someone1234|12 days ago

Can you think to the "3% range" private student loans? But regardless, my "argument" is for lower, fairer, interest rates that students are actually expected (and can realistically) repay. One where profit isn't made.

Who makes the profit is largely irrelevant; the students suffer the same either way.

irishcoffee|12 days ago

Federal loans can be discharged after 10 years of public service, private loans cannot. Hence the higher rate. Well, one reason for a higher rate.