[teeray]

It’s interesting that not being able to discharge the loan in bankruptcy is because “you can’t take back the knowledge.” While true, you can still make the credential mostly useless. Everyone needs to do certain verification in a new job (e.g. I-9). If a job was posted that requires some degree, and a new hire used the degree they discharged in bankruptcy to get that job, the debt can come roaring back into existence when it’s caught during onboarding. Like anything, there are edge cases (e.g. starting a new company). But even there you might be able to have gates at financing stages that would trip the debt resurrection.