[tappio]

The limits in the max subscriptions are more generous and power users are generating loss.

I'm rather certain, though cannot prove it, that buying the same tokens would cost at least 10x more if bought from API. Anecdotally, my cursor team usage was getting to around 700$ / month. After switching to claude code max, I have so far only once hit the 3h limit window on the 100$ sub.

What Im thinking is that Anthropic is making loss with users who use it a lot, but there are a lot of users who pay for max, but don't actually use it.

With the recent improvements and increase of popularity in projects like OpenClaw, the number of users that are generating loss has probably massively increased.

[DefineOutside]

I've spent $17.64 on on-demand usage in cursor with an estimated API cost of $350, mostly using Claude Opus 4.5. Some of this is skewed since subagents use a cheaper model, but even with subagents, the costs are 10x off the public API costs. Either the enterprise on-demand usage gets subsidized, API costs are 10x higher, or cursor is only billing their 10% surplus to cover their costs of indexing and such.

edit: My $40/month subscription used $662 worth of API credits.

[CryptoBanker]

Cursor also significantly upcharges compared to API pricing. Last I checked they were charging ~3X API prices for Anthropic models

[DefineOutside]

oh, I figured out the costs for the enterprise plan. It's $0.04 per request, I'm not charged per token at all. The billing is completely different for enterprise users than regular users.

[fla]

This exactly. I think this is why Anthropic simply don’t want 3rd party businesses to max out the subscription plans by sharing them across their own clients.

[bluesnowmonkey]

More than 20x actually. According to ccusage I’ve consumed the equivalent of $4500 worth of API tokens in the last 30 days on my $200 subscription.