[snake42]

FIRE doesn't depend on having a tech job. Its all about income to expense ratio. Planning for medical events is something that gets talked to death in these communities.

[raw_anon_1111]

How do you plan for a potential quarter million dollar medical bills over a couple of years?

[Retric]

Good insurance is one aspect including long term disability coverage if you haven’t retired.

That’s the thing medical expenses when young are unlikely enough insurance is a viable strategy. Long term it’s worthwhile to move to a country with a less expensive medical system. You can move basically anywhere in retirement and be better off.

[snake42]

The same way that an employed person would plan for this. Catastrophic insurance plans put a cap on how much your medical bills can be.