[0x1ch]

Paypal G&S generally always gets money back if something went wrong on a p2p transaction. I've been scammed once or twice, but I always use G&S and have received my money back in full.

If you don't use that, then you're pretty much screwed with Paypal F&F, Zelle, Cashapp, Venmo etc. At least as far as I'm aware.

[Forgeties79]

Venmo has a g&s equivalent. Not sure about the others

[LoganDark]

Venmo banned me for life because I and a friend both signed up a new account to try to send money to each other. The money disappeared, both accounts were locked and they told me I'm never allowed to open a Venmo account again because of my terribly fraudulent money laundering.

[skizm]

Venmo is owned by PayPal