[lofaszvanitt]

Your argument is flawed. And you know it. For a starter, one gold bar there is around 12.5 kgs.

[wps]

It doesn’t perfectly map, but it gets a visual point across. I cannot be convinced that it’s better for the average person to maintain a couple permutations of a primary password for a hundred different sites than it is for them to store it in a vetted and audited password manager. Even with the vulnerabilities mentioned in the paper you are far better off with a password manager and thus 100 fully unique passwords then without.

[lofaszvanitt]

Yeah, but if you use the shack once per year, then why put the shack key amongst the ones you frequently use?