[anonzzzies]

Easy in the US apparently. My bank refuses that here without (written, signed and sent by post) proof I have been scammed and this case wouldn't be that. It is a credit card, not a debit card. I only have it for hiring cars as many just refuse unless it is a cc.

[loloquwowndueo]

I’m sometimes surprised at how easy it is to do a chargeback in the US. So much so that a lot of folks just click that button instead of reaching out to the vendor first.

In here (not the US) a chargeback is such a chore that I would only do that as a very last resort.

[anonzzzies]

Not sure which is better though; as a former internet vendor, we blocked cc payments from the US for this very reason. Rather have less clients than being that easily scammed. Here it is too hard, there it is too easy. But hard does mean you have to think about it at least and not 'oh I made an impulse buy, remorse, let's chargeback'.

[bdangubic]

credit card company’s primary purpose is to protect me, I am making them a ton of money. hence, they should ablige to my every request (stop payment being number one on the list). insane they won’t help you without a ceremony. I never talked to the vendor first, the first thing I do is stop payments through my credit card and then I reach out to vendor.