[tremon]

> Of all tyrannies, a tyranny sincerely exercised for the good of its victims may be the most oppressive. It would be better to live under robber barons than under omnipotent moral busybodies. The robber baron's cruelty may sometimes sleep, his cupidity may at some point be satiated; but those who torment us for our own good will torment us without end for they do so with the approval of their own conscience

-- C.S. Lewis

[em-bee]

this is not about moral busybodies. it's not even a moral issue. it's an existential issue. this is about demands from the population to be safe from scams. those scammers ruin lives. do you think those people really prefer to be scammed and lose their life savings?

the correct solution is of course education, but education takes time. we can educate today's children so that they can protect themselves in the future. but that's the next generation. for the current generation that kind of education is to late.

the proposed solution is a stopgap measure. do you have a better idea how to solve the problem? (maybe putting more effort into persecution, but that costs money. or making banks responsible for covering the loss. but then you'll get banks demanding the protection. tyranny of the banks then? is that any better? that's actually happening in europe now.)

not doing anything will hurt a lot of people and make them unhappy. as a government you really don't want that either.

[hellojesus]

How about banks issue 2fa via authenticator apps instead of through sms notifications? Or they have out hardware tokens.