totally agree with the idea of a SaaS boilerplate to ship faster; i've been there trying to bolt auth and billing onto a prototype and it kills momentum. first, map the single core user journey you'll validate on day one - signup, upgrade to paid, the primary action, and the confirmation - then only build the pages and API routes needed for that path. keep integrations stubbed behind feature flags so you can demo and run end-to-end smoke tests before wiring everything, and reuse a basic pricing plus invoice flow so you don't invent that wheel. fwiw i used a starter kit that had auth and payments preconfigured (Vibe Coding Starter Kit) and it saved me about a week of wiring Stripe and email, letting me focus on the product UX.
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