[dcminter]

My native-Swedish friends all complain about the bureaucracy here, but it is so much more efficient than the British stuff.

Some of that, though, is a side-effect of the ubiquitous "Bank ID" identity tool - which suffers from the same dependency on Apple/Google that the article complains about. Given the current political climate I think the EU is going to have to figure something out to address this sort of thing.