Did you even read the article and tried going through the process? Suggesting the user to download the app is front and center and the link to apply online is tucked away in a link at the bottom. Not great, but fine, I'll live with that. But that's not the end is it? The user clicks continue online application, then why does it still give you another screen nudging you towards using the app? Making users feel like they are doing something wrong by not using the app.
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