This is asked again and again. Apparently you guys in the USA or in other parts of the world are still lucky, but in Europe banks must be compliant with regulation that more or less force them to do 2FA through their app with the biometric authentication of either an Android or an iOS phone. There are other ways (eg giving a hardware OTP generator to customers,) but apps are the cheapest solution.
kruffalon|4 days ago
I'm just wondering since I'm currently using 3 different European banks without any biometric authentication to unlock my phone, password manager or provide a 2FA.
I'm asking so that I can adjust in time to any new regulations I'm not aware of.
pmontra|3 days ago
fsflover|4 days ago