[patrickmay]

A good start would be requiring police officers to carry individual liability insurance so that municipalities aren't paying for these lawsuits. If someone can't get insurance, they can no longer be a cop.

[SoftTalker]

It's going to be cheaper for municipalites to have group insurance for this (or self-insure) than to have to pay the police enough that they can afford their own insurance.

[JoshTriplett]

The whole point of requiring individual insurance is precisely that insurance will be too expensive for people who are demonstrably high risk in that role, and less expensive for people who are low risk.

[Zigurd]

If it's uninsurable in the private market, that's a hint. Maybe they could pledge the pension fund.

[mothballed]

Ultimately it's the civil authorities and upper brass that want these intrusions. The insurance issue is easily worked around by hiring green recruits at a very high "bonus" to be used as basically burner employees to burn through their insurance and do the illegal stuff under their identity.

It has to be a criminal thing because the top brass and civil servants need RICO like prosecution and tossed in jail along with the guy who gets the insurance ding.

[sneak]

I don’t disagree, but can we really claim to have the rule of law if there is a class of people who can flagrantly violate criminal law and court orders and suffer zero criminal consequences?

[Zigurd]

Mayors, prosecutors, merchants, and local press get co-opted by police. This leads to systemic failures that, unfortunately, make dealing with this in criminal law less workable. Sometimes you gotta do what works.

[UncleMeat]

Before that we need a vast overhaul of qualified immunity for state officials and expansion of Section 1983 to cover federal officials. It is incredibly difficult to sue state officials for violating your rights because of how qualified immunity works and Bivens is even weaker when it comes to suing federal officials.

[hn_acker]

> expansion of Section 1983 to cover federal officials

I don't expect Congress to do so in the foreseeable future (regardless of how the 2026 midterms go), but I hope more states will adopt "converse 1983" laws [1].

[1] https://www.lawfaremedia.org/article/can-state-law-remedy-co...