[JoshTriplett]

The whole point of requiring individual insurance is precisely that insurance will be too expensive for people who are demonstrably high risk in that role, and less expensive for people who are low risk.

[pinkmuffinere]

Some of the additional expense would be due to an individual risk profile, and some of the expense would be due to lack of bargaining power. The expense due to individual risk profile is a feature. The expense due to lack of bargaining power is not.

[SR2Z]

There are thousands of cops if not a million outright. I don't think this will be a problem.

[noosphr]

Police have unions.

[direwolf20]

Then the department can pay for each officer's insurance.