[NewJazz]

To add on to this, if you are in a "special flood zone", traditional renters insurance does not cover floods.

[zoklet-enjoyer]

I'm talking about people buying houses near a river that floods regularly and not purchasing flood insurance. Someone else brought up renter's insurance in response to my comment about flood insurance. Renter's insurance is cheap, btw. I have something like $300k coverage for less than $10/month bundled with my car insurance.