[valenterry]

Hm, I disagree. I prefer if the user has the freedom to choose how they want to do things. At the cost of some users choosing the wrong way and then getting problems. It's a question of balance, but when I look at recent tech/internet history, I tend to not want to give central authorities any more power than they already have.

[lxgr]

Ideally, sure, but the reality is just that some entities are not only reputationally, but also legally required to bear the liability for account takeovers.

In other words, you have a principal-agent problem: Users doing custom software passkey acrobatics and the banks liable for any funds lost.

Preferably, use of attestation should be limited to these (and enterprise) scenarios, and I do share the concern of others starting to use them as weak proofs of humanity etc.

[valenterry]

> Ideally, sure, but the reality is just that some entities are not only reputationally, but also legally required to bear the liability for account takeovers.

Seems like an absolutely rare edge case to me. Or maybe even just a misunderstanding. I doubt there is a law that says that. If anything, I could imagine a law saying that a company has to take "sufficient precautions".

But even if what you say were to be true - that's not something to solve with tech. That means the law should be changed.