[rishimoko]

> If the company you store your wallet with is hacked you lose everything, if your laptop is stolen or your dropbox account is hacked... it's as safe as keeping cash in your apartment. If your bank fucks up your money is (almost always) insured.

What unthinking person leaves his bitcoins with a third party or on a computer? Would you leave your RL wallet with a stranger? Would you leave something easily stolen in public?

Store bitcoins in a paper wallet until you need to use them. They'll never get lost or stolen unless one is just as careless with the paper as they might be with their live keys.