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Why we use Balanced for payments

46 points| jsonne | 12 years ago |blog.apixchange.com | reply

11 comments

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[+] sjtgraham|12 years ago|reply
Balanced is the underdog, but IMO they have the best product right now and for a while Stripe et al were on the back foot playing catch up.
[+] jsonne|12 years ago|reply
It's interesting because I never saw Balanced as an underdog. Maybe Stripe etc. have a lot of buzz right now (and rightly so they're an awesome product), but Balanced has backing from some awesome people and are a huge leader when it comes to a lot of things.
[+] amalhotra|12 years ago|reply
have you had to deal with chargebacks?
[+] jsonne|12 years ago|reply
Honestly it's something we haven't encountered yet. I think it's in large part because we do a lot of work vetting projects on the front end before we put payment into escrow.
[+] nfailor|12 years ago|reply
wells does same day ACH debits? when'd that happen?
[+] rmanisha|12 years ago|reply
Note: I work at Balanced

Speeding up ACH debits, which take 3 to 4 business days right now, is in the works.

Wells Fargo does not offer same day ACH debits, but they do offer same day ACH credits. The reason for this difference is that the risk of pulling funds from an account is much greater than pushing funds to it. That being said there is still room for us to shorten the time it takes for ACH debits to process and we are actively working on that.

[+] whather|12 years ago|reply
No they do same day ACH credits