[alexpopescu]

I think this is quite incorrect. I've recently got the new iPhone and looked at the possible options across AT&T, Verizon, T-Mobile (I haven't included Sprint for a reason I cannot recall right now).

If you calculate the costs over a 2 year span, the differences are quite significant: http://jots.mypopescu.com/post/61007400356/iphone-5s-choosin...

_nb_: I haven't included any interest/depreciation rates though.