[croggle]

Good timing. Someone skimmed by credit card and took $1600 AUD out of two cash machines in $800 batches.

I've never used this card in an ATM so it must be from a store that swiped my card.

Here's my questions though, how did the fraudster know my pin number to be able to use the cloned credit card in an ATM?

[consideranon]

It's common to have cameras mounted to record you typing your PIN along with skimming your card. It's good practice to cover the pad with your other hand.

[croggle]

I have never put this card in an ATM. It must have been skimmed from a swipe machine in a restaurant.

I still don't know how they got my pin. I can't imagine anyone looking at my pin in a restaurant. It seems like such a hard and non-scalable way to do this kind of thing.