[aestra]

Wow, that's the first time I've heard of Venmo!

Personally, I prefer to keep my phone and my banking completely separate. Actually, the only "important" account I log into on my phone is my email. Anything else? I'll just wait until I get home or go to work.

I personally enjoy this comment the best:

> venmo is great also because it is sort of a social network too, like you have to put in a sort of “memo” field and so you see a news feed of what your friends paid each other for

Um... WHY? I don't see why I should care? I guess that's just part of an over sharing culture.

Here comes the old fogie... If I owe someone money I just give them cash. What's wrong with cash? I hope cash isn't going the way of the personal check... (which, hilariously, I still use personal checks)

Perhaps it has to do with individualism? My friends and I operate on a more informal method. If Joe bought the cab then John pays for the beers. Then Jake pays at the next place or the next time. This isn't stated or organized in advance, just everyone seems to go by it by default.

[tjbiddle]

I personally set all my Venmo payments to private - but it does offer a very slight form of entertainment giving the news feed a quick scroll whenever I make a payment. It's certainly not something I check unless I'm already using the app though. Funny to see "John paid Christy for 'Moldy cheeseburgers'" or whatever your friends come up with.

The actual use of it is absolutely amazing though. When I needed to pay my sister for my share of our parents anniversary gift I was out backpacking in Europe, it took all of 5 seconds to send her the money across seas from my bank account and for her to receive it.