[salesforce_wha]

Working under the assumption that: 1. The banks only care about one thing -- profits. 2. Individuals at the bank primarily only care about their pay (talking about the ones responsible for massive fraud and have bonus structures that encourage it, not the tellers at your local branch).

If government took actions to pull all revenue (plus some) generated by these schemes it could go a long way in changing the culture. It appears to me, and probably many others, that the punishment imposed (fines) are simply a cost doing business as the banks appear to still be making profits, or at the very least keeping large portions of revenue, off of illegal activity.

There is no simple solution, and this might be the wrong one, but the current solution doesn't appear to be working.

[shit_parade]

>There is no simple solution,

How do you know, perhaps jail time for executives would work. The problem is there is no simple implementation and to expect a corrupt government to police a corrupt bank is laughable, these people are often colleagues, co-workers, even friends who take turns writing laws and giving each other pay checks.