[swartkrans]

> Unless they're going back to mechanical ones.

I've been going back to cash instead of using credit cards because I've been exposed twice now via Target and Home Depot. I want to even avoid using ATMs and go into the bank to get cash because you can't really even tell when an ATM has a malicious card scanner installed.

Once we have automated cars maybe we'll go be back to walking and riding bikes to avoid being victimized by remote car jacking.

Imagine the mess hijacked delivery drones might cause.

Your phone can be cloned remotely. You can't easily clone a rotary phone that plugs into the wall.

I'm definitely not looking to automate my home, especially after reading how Chinese hacker had installed back doors on wall mounted AC devices or whatever which had access to the internal network at the New York Times building to keep infiltrating and reinfecting all the machines on the network.

Maybe we jumped into the digital world a little bit too quickly.

[xur17]

Serious question - why do you very concerned if your credit card number is stolen? By law, credit cards have > 30 days (I forget the exact amount) of fraud protection as long as you report it. The only downside I can see is the pain of getting a new card. Your money really isn't at risk.

That said, I do agree that security is becoming a major issue in our world.

[swartkrans]

Yeah there are laws, but you have to catch it, and you have to report it and sometimes you don't realize you've been defrauded until months later. Hackers in my experience don't empty your account out, they charge $30 here, $19.99 here, sign up for this thing for a monthly charge of $9 you didn't realize. My time and stress costs me. And you can lose money.

It's best to just not have to deal with it. My credit card number has been put up for sale twice now, twice. Because I used it at a Target and a Home Depot. Ok, I just don't want to go through that again. I don't care if there are laws, if I use cash, I'll be fine. It's no problem, cash is accepted everywhere. I'm not likely to be mugged where I live and I don't carry a lot of money.

[eksith]

It's a nightmare sometimes to cancel credit cards, especially if you're travelling.

There are some banks that simply won't cancel the card until you visit your local branch. A tricky maneuver when it's 2000 miles away (I don't know if they've changed this now). Likewise, there are things that are hard to find if you use your cards a lot and don't keep detailed receipts on everything you buy. This happened to me when I discovered someone's been deducting a small sum from my card for several months without me noticing as I was overseas. Of course they could only take care of the last charge before cancelling my card.

[walterbell]

Ever had your card cancelled when you're a few thousand miles from the nearest bank branch?