[blueskin_]

>I hope to god those contactless credit cards can't be just cloned with a long range rfid reader or else this is gonna be a very funny few years

They can. That's why they require your PIN every N tries (N is configurable by the issuer, I think). All the money spent up to and until N is reached is just lost though, I guess.

This is why I have an RFID-blocking wallet.