[U6Gf8WQP]

Wealthfront has an in-depth explanation of how they use modern portfolio theory to determine their portfolio construction (including how they select asset classes): https://research.wealthfront.com/whitepapers/investment-meth...

[maaku]

You can go to any number of retirement planning sites and use their tools to construct the same portfolio. Why not just buy the underlying funds?

[U6Gf8WQP]

I answered your original question and you responded with a completely different question.

Re. this question, it is addressed in the Wealthfront FAQ: https://pages.wealthfront.com/faq/

> What’s to keep me from investing $10,000 with you and then mimicking trades for my $250,000 portfolio at a discount broker?

> Nothing. But that kind of sounds like a pain in the neck when we only charge you an annual advisory fee of 0.25% (on assets over $10,000) to take care of all the trades in your account, as well as the periodic rebalancing and daily tax-loss harvesting. That being said, you are welcome to copy anything we do if you would rather do it yourself.