[U6Gf8WQP]

17.4% since early 2013, risk level 7.5. http://i.imgur.com/I9SDElU.png

I don't think the number includes tax deferrals from loss harvesting. For example in 2014 I "lost" (harvested) about $40k -- note that my account ended in the black in 2014 -- that I paired with a short-term capital gain (read: high-tax gain), deferring those taxes and letting them compound until the far future when I am hopefully in a lower tax bracket.