[thetakach]

Free medical care in this case means that an individual with health insurance would NOT need to pay the additional out-of-pocket costs associated with a procedure or test. This out of pocket component is comprised of the deductible, copay, and coinsurance. Currently, if you have insurance and get a $5,000 procedure, you have to pay several thousand after the fact. CareLedger rewards the individual for going to a high quality, cost effective doctor and facility -- in this case free care.

[nathanaldensr]

The care is not free. Someone is paying for it--the employer, the government... someone. My issue is with the click-bait title that doesn't accurately convey what it is you folks claim to do. "If you have insurance" is a huge if; it means either the employer is paying for some or all of that insurance, or the employee themselves is paying for it. Have you see insurance premiums lately? Are you aware of how much they are projected to increase next year?

http://www.breitbart.com/big-government/2015/07/06/ouch-mass...

[dang]

Let's not get hung up on the wording of the title. Obviously no one is claiming to eliminate all health care costs. The intention is clearly to spare employees out-of-pocket expenses. We'll change the title in an attempt to make it less ambiguous, but please let's stick to the substance from now on.