[eoin_murphy]

To get insight into their budgets.

I have tried one or two services similar to mint in an effort to get more control on budgeting. The typical bank provided online banking interface is like something from 10-15 years years ago with a painful interface and no real facilities to either analyse your income/spending on the site or to easily export data.

The promise of these other services is to scrape at your data, gather it into an easily viewable/filterable format and allow you to group it semantically (i.e. this payment every month is for rent, food, socializing) The idea being that it can automatically analyze the accounts give you more control over your budget.

My experience was that for personal accounts the analysis was no better than I was doing myself and they cannot account correctly for cash withdrawls which kind of defeats the purpose of the exercise. Finally, my bank recently updated their online banking site so that it's just as good as that offered by these external services.