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Nars088's comments

Nars088 | 2 years ago | on: Unnecessary Git Quiz

Maintainer here, this is the actual quiz we gave our new joinees while onboarding :)

Nars088 | 2 years ago

Hyperswitch is on a mission to build payment infrastructure that serves billions of people at scale - a utility like water or electricity

Nars088 | 2 years ago | on: Add PayPal to your Stripe integration

It probably comes down to how many have actually added their cards to GPay and Apple pay, best to experiment and check if adding paypal improves your conversions

Nars088 | 2 years ago | on: Add PayPal to your Stripe integration

> I also like not having a single payment provider have the ability to cut off my revenue if some kind of issue arises

How are you going about this currently? Have you integrated Paypal separately or do you have any other processor along with stripe?

Nars088 | 2 years ago | on: Ask HN: What are some low cost payment processing alternatives to Stripe?

Hyperswitch is free to use for the first 10k transactions of the month. After that it costs $0.04 per transaction. It is a payment switch that comes pre integrated with major processors. So as a merchant your business relationship with processors like Stripe or Adyen remains the same (I'm affiliated with this product)

Nars088 | 2 years ago | on: I won't pay on your website

I think there is a strong relationship between the average ticket size and payment experience. It is almost like it is the user's problem if the ticket size is high (hence the website need not necessarily invest in creating a good payment experience). Something like insurance websites.

The ones that really seem to think about the payment experience are the ones that have low to medium average ticket size and high transaction volumes. It is in the website's best interest to ensure each and every transaction goes through

Nars088 | 2 years ago | on: The Silver Bullet to Reduce Payment Processing Costs

True, it kind of depends on your current payment processor configuration.

For example if you find yourself in the need of accepting too many payment methods, you'll definitely benefit from the difference in fees for each method across processors

It also depends on your business focus. If you do not have the bandwidth to think beyond your core business, you might just be well off with a single processor

Nars088 | 2 years ago | on: Payments 101 for a Developer

Yes that makes sense.

Have you considered using Stripe Elements? It has loads of customization options that you can configure using an appearance API

Nars088 | 2 years ago | on: Payments 101 for a Developer

In that case I think it is just slightly more convenient to render a PCI compliant entity's frontend as an iframe inside your application and have it send the details directly to the processor's server, perhaps saves one additional hop
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