WhatIsThisIm12's comments

WhatIsThisIm12 | 9 years ago | on: Affordable Care

As a young, healthy male in my 20's pursuing entrepreneurship, the best health insurance for me is the ability to declare bankruptcy. I have chosen to go uninsured and pay the ACA penalty because it's so much cheaper than paying for a catastrophic health insurance plan. Why would I pay $4000 per year for a $6000 deductible? I do not see any benefit from that except in the case of catastrophe. It's just flushing money (that I don't have) down the toilet.

If I have to go to the ER and have a hospital bill so high that I literally cannot afford it, I will just declare bankruptcy. After all, it's not like I have any money to lose. And bankruptcy will disappear after 7 years.

This is selfish, but I really don't give a shit. The healthcare system is so messed up and overpriced that I feel no social obligation to it.

WhatIsThisIm12 | 9 years ago | on: California bans ITT tech from accepting new students

As someone who graduated from an Ivy Leage school, and boarding school before that, all on full financial aid with zero loans, I count myself incredibly lucky. I also see the student loan system as incredibly fucked up.

The worst aspect of it to me is that the most predatory loans go to the lowest qualified students, who are the ones who get the lower paying jobs. Top universities are the only ones with loan-free, need-blind financial aid programs. Yet they're the ones with students who would be most qualified to pay any loans back. Meanwhile lower tier universities charge tuitions almost as large as the top tier ones, yet send students to $40k/yr jobs.

The students who need the money most don't get it.

WhatIsThisIm12 | 9 years ago | on: UK votes to leave EU

As a hacker news reader, you should understand the difference between business and personal bankruptcy. One is a business tool, the other is a statement against your financial capabilities.

WhatIsThisIm12 | 9 years ago | on: UK votes to leave EU

I assume you're referring to Stefan Molyneux. He has some very interesting ideas and presents them articulately. However he gives off quite the "cult leader" vibe and tends to deride or mock counterarguments, rather than critically engage with them.

WhatIsThisIm12 | 9 years ago | on: Jacob Appelbaum’s response to accusations by the Tor community

Personally I don't even think these stories should be on HN... nothing good can come from them because all anyone can offer is pure speculation.

Now, in the interest of speculation, I have some conspiracy theories to suggest. Normally I wouldn't post conspiracy theories, but I think conspiracies have way more validity when you're talking about the security community.

So, check out these links:

- https://theintercept.com/2014/02/24/jtrig-manipulation/

- https://theintercept.com/document/2014/02/24/art-deception-t...

Then consider these conspiracy theories:

1) Jacob Appelbaum works for an intelligence service and was compromised, and this is their way of pulling him from the field

2) Jacob Appelbaum works for an intelligence service and was compromised, and this is a rival intelligence service's way of pulling him from the field

3) Jacob Appelbaum does not work for an intelligence service, but rather is the victim of a smearing campaign by an intelligence service

My personal opinion is that the guy is an asshole, his (ex-)friends are fed up with him, and they severely overstepped their bounds in attacking him. The line about "what you have to do with a sociopath" (paraphrasing) was particularly alarming for me; that was a clear signal of desire for vindication.

WhatIsThisIm12 | 10 years ago | on: IBM Wants Everyone to Try a Quantum Computer

Quantum computing is one of those things I know I will never learn. It makes me feel like my current skillset has an expiration date, and I only have so much time before the bar for innovation is beyond my capabilities.

WhatIsThisIm12 | 10 years ago | on: Reddit and Facebook Veteran on How to Troubleshoot Troublemakers

I would hate to work for this lady. The fact she labels these archetypes, which are questionable in the first place, as "troublemakers" really makes it clear what she thinks. She's better than her engineers, they're lucky to work for her, and if they're not careful, she'll fire them.

That does not sound like a fun work environment. Not that I'm trying to be a troublemaker... (Please don't put me in timeout!)

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