cgoodmac's comments

Co-founder here - excited to get feedback!

We look at your entire financial picture for free and tell you exactly what to do with your money: which credit card to use; how much to save and where to invest it; how to optimize your taxes, and so on. We've fairly conservatively found an average $1.5M in net worth for our users so far.

We wanted to finally solve personal finance and we think we have the right approach: combining really powerful automation and tooling with a human expert in the loop to make sure our recommendations are actually good.

Note: we're US only for now and focused on single young professionals - we're optimized for this base case - so if you're married/with kids you'll get a notice that we'll reach out to you as soon as we can serve you. (Sorry! We’re going as fast as we can!)

Please write in “Hacker News” for "How did you hear about us?" and that will automatically bump you to the front of the waitlist. We’re scaling up, so if you do this, we should be able to get to you pretty quickly (depending on demand).

Feel free to send feedback/questions here! [email protected]

What do people do when they take a couple days off for mental health? I love the idea, but have no idea what I'd do.

Zenefits just released a response: http://blog.zenefits.com/adp/

If ADP's claims have any truth (and I can't say if they do), it's shocking and very bad.

Data security (SSNs, banking info) is difficult, but they're table stakes in the payroll and benefits space (ex., how do you securely share personal information across different benefits providers).

Honestly, my main takeaway is I'm happy our company built everything (payroll and benefits) in-house from scratch.

We worry less about integrations issues, and it helps with security when you have more control over everything.

It's been extremely difficult building everything from the ground up, and I've definitely questioned our approach (more than once I said, "Why don't we just integrate with X?"), but I think this validates the path we've taken.

This is a lesson I'm going to take away for whatever other software/service I may end up working on.

OP disclosure: I work at a competitor to both - posting this because I find it generally interesting from a data security and integrations perspective.

The Google cache of the link still works.

Hi nartz, the link isn't to any customer experience, just a .pdf I happened to find online and shared.

Right. I'm biased since I work at Justworks, but I'd argue that going w/ a PEO like Justworks (or Trinet in your case) offers both a better setup experience and a better software experience.

People talk about the fact that PEOs let you basically group-buy benefits (which is how you were able to get ~30% off your health plans), but the other nice thing about the PEO model is that it lets us bring everything (payroll/benefits/compliance) in-house, so we have full control over the entire experience and you don't have to worry about integrations.

I'm biased since I work there, but it's worth checking out justworks.com - payroll/benefits/HR/everything in one place, no need to integrate with different providers.

Given all the concerns listed here, what's a good way to store names?

Hearing Sacca live re-write his pitch and deliver it back to him 100x better in episode 1 was amazing.