electic | 6 years ago | on: America’s Great Climate Exodus Is Starting in the Florida Keys
electic's comments
electic | 6 years ago | on: America’s Great Climate Exodus Is Starting in the Florida Keys
The new issue with these hurricanes is that they are bringing significantly more water with them because of global warming. The net result is you are seeing once in 1500 year floods happening every year.
It is very hard to recover from those. Especially if you find yourself doing it every year. At some point, you have to move.
The net loss is property and economic activity to name a couple.
electic | 6 years ago | on: Show HN: Stack – Use all your apps at the same time on 1 screen
No thanks.
electic | 6 years ago | on: WeWork’s List of Potential Conflicts Adds to Questions Ahead of IPO
Why? Because here are so many co-working spaces that have popped up over the last few years. There is no moat or barrier to entry other than the capital to lease a place and set it up. These new co-working places also tend to be cheaper.
You can see the net effect on their S-1 filing where their per-desk revenue is slowing and their growth rate is slowing in markets where they have existing locations. The only way they can grow at a decent pace is to open new locations in new markets and that is very very capital intensive.
electic | 6 years ago | on: How to clean your Apple Card
For example, most cards have a 2% cash back limit up to $6,000 dollars. There is the Citi Double cash card that does have unlimited but really it is 1.98 percent because you get 1% on every dollar spent and 1% on every dollar paid. However, if you apply it to your statement you have not paid the balance so it really is a bit lower than 2%. Not to mention, you need at least 25 dollars in cash back before you can use it and it expires.
Apple gives the cash back the next day. Which is insane. While Citi takes 1.5 months to give it to you. It is easy to forget about it and one of the reasons why so many people forget and it expires out.
The only exception is travel cards. If you travel a lot it might make sense to get one of those cards for the perks because your usage will offset the annual fee. In that department, Apple does provide no foreign transactions fees and I think that is good enough for me.
electic | 6 years ago | on: How to clean your Apple Card
The 2% unlimited cash back now has me using Apple Pay everywhere. At places that don't have it, I have to pull out the titanium card. Almost every place I go to people ask what is this card? Am I an Apple employee? Keep in mind, most places have never seen a titanium card before because they are typically given to extremely high net work individuals by AMEX and Visa.
After explaining what the card is. They invariably ask what is the benefit of the card. Being a nice guy, I explain them the benefits of the card.
The card is a conversation starter. It serves as an advertisement for people to sign up and it also serves as a way to get the establishment that you used the card to start accepting NFC payments.
None of this would be possible if the card was a crappy plastic material.
electic | 6 years ago | on: Apple Card launches today for all US customers
- It is actually 1.98% because when you apply it to a statement credit you are not really paying off the full total. You get a straight 2% back, daily, with Apple Card.
- There is also a redemption minimum with Citi, in this case there needs to be at least $25 dollars in cash back before you can claim it. Apple doesn't have that.
- Citi card has foreign transaction fees. Apple Card does not.
- The rewards "expire" with Citi. Apple's doesn't.
- Citi's rewards are given to you after your first statement is paid off and higher than 25 dollars. Apple's is given daily, and you can do what you want with those cash rewards.
electic | 6 years ago | on: Apple Card launches today for all US customers
For example, most cards will allow you to get a 2% cash back up to $6,000 per year. I have yet to find a card that has unlimited 2% cash back on ALL purchases.
Apple Card is unlimited 2% back, no category restrictions, as long as you use Apple Pay. That's quite a deal.
electic | 6 years ago | on: Judge told Tesla to release evidence in short seller trial. Tesla dropped case
electic | 6 years ago | on: Intel Performance Hit 5x Harder Than AMD After Spectre, Meltdown Patches
electic | 6 years ago | on: Keybase and Stellar is live for everyone
I also invite the OP to check out Blockmodo's API. We deliver this data to developers and institutional investors.
https://blockmodo.com/docs/api
We stream everything which includes the price, trades, news, social media and community posts, and code checkins.
On the price side, we have two channels. We have a stream channel and a ticker channel. The stream channel derives the price of tokens by looking at raw trades from a select set of exchanges which have been vettted.
We are based in SF and happy to help at no charge! Drop us a note.
electic | 7 years ago | on: Netflix stops paying the ‘Apple tax’ on its $853M in annual iOS revenue
electic | 7 years ago | on: Netflix stops paying the ‘Apple tax’ on its $853M in annual iOS revenue
I am actually fine if Apple doesn't do any sort of discovery or promotion of our apps. Just don't charge 30 percent then.
electic | 7 years ago | on: Netflix stops paying the ‘Apple tax’ on its $853M in annual iOS revenue
This is simply not true. As a small app developer, I can tell you first hand that Apple only promotes and supports larger apps in the ecosystem. It is the exception, not the rule, when they promote a smaller app.
As a developer, you are on your own on the marketing and discovery front. The billing infrastructure you allude to would be easily replaceable with a dozen or so startups and wouldn't warrant a 30 percent hit that Apple charges.
electic | 7 years ago | on: Startups Are Becoming Dumb and Hard
electic | 7 years ago | on: Show HN: Coinmarketcap replacement with free JSON API
We actually started of with the price. Our goal was to be as low latency as possible. We have all the stats like price, histograms, market cap, etc in there. Most of our infra is keeping number stats on coins and maintaining profiles on them
However, the days of price and marketcap are over. We are seeing that feedback come from larger customers. They want to see code checkins, they want to see what's happening in the different sub-reddits, they want to keep up with what the team is tweeting. All those feeds are important to give you a holistic view of a coin and the market in general.
Anyway, happy to help and share whatever we can. Feel free to drop us a note.
electic | 7 years ago | on: Show HN: Coinmarketcap replacement with free JSON API
I am one of the developers of Blockmodo. It offer realtime data streamed directly from the exchanges via a WebSocket API. Alternatively, you can also go through our REST API as well to get this data.
Data can be streamed aggregated or if you choose, you can also stream and poll the data on a per-coin basis. For example, if you want the aggregate price of Bitcoin you can do that but if you want the price streamed of Bitcoin for BTC/USD for Bitfinex, you can do that as well.
In addition to the price, we offer full streaming and REST data on:
- Realtime news on each coin. Our backend also detects bot generated articles and excludes those.
- Realtime community posts across different sub-reddits, forums, etc
- Realtime social posts from the developers of each coin (twitter, etc).
- Realtime code checkins from the developers across multiple repos segmented by the coin (github, etc).
- Full coin profiles (name, website, telegram urls, etc).
We do this on over 2700+ coins for developers and terminal makers across 100+ exchanges. You can explore the documentation here:
https://blockmodo.com/docs/api
How can I see it in action?
You can see it in action here by visiting our front page:
Another terminal app that is connected to the network is CoinHub for iOS which you can check out here:
electic | 7 years ago | on: Facebook ends platform policy banning apps that copy its features
electic | 7 years ago | on: Ask HN: What’s the state of Bitcoin/Alt coins?
I do have some resources you can dive into where there are people talking about this very topic:
Market at glance:
News from the entire space:
https://blockmodo.com/markets/latest_news
Community posts from over 2,500 sub-reddits that deal with bitcoin and alt-coins:
https://blockmodo.com/markets/latest_community
You can also get this all segmented by coin as well. For example, if you just want Bitcoin you can go:
https://blockmodo.com/quotes/BTC
Some other blogs that I like are:
Hope this helps.
electic | 7 years ago | on: End of Cryptocurrency is near as Bitcoin drops to new lows
Either way, this is nothing compared to the 2015 crash and probably the 100th time someone has said it's over when it really isn't.
Overall this isn't rocket science. You have warmer temperatures over the ocean, which yields more water in the air to get caught up in passing hurricanes. The net result is more rainfall when it hits land. It is what it is.
[1] https://w2.weather.gov/climate/getclimate.php?date=&wfo=lix&...
[2] https://www.nytimes.com/2019/07/11/climate/hurricane-tropica...