ryanmercer317's comments

BINGO! And he bends the truth with his budget, go look at http://www.mrmoneymustache.com/2017/05/19/2016-spending/

Claims they live off of 'About $22,000' after saying that his 30k$ home addition does not count in his budget because it's not a necessary expense... "Finish materials for my house and the homes of some friends/family. Does not include the $30k detached Studio I built."

That's extremely deceptive.

He's not frugal, he is very creative with his accounting. In the post you linked he deducts his medical expenses and food expenses.

Also if you look at the post you linked "Does not include the $30k detached Studio I built." 30k$ is more than a LOT of people gross annually in the U.S. and he claims it doesn't count as an expense which conveniently keeps his budget 30k$ smaller than it in fact was.

According to the U.S Census Bureau "The per capita income for the overall population in 2008 was $26,964; for non-Hispanic Whites, it was $31,313; for Blacks, it was $18,406; for Asians, it was $30,292; and for Hispanics, it was $15,674." which are all less than his 30k$ "hey guys it doesn't count I added a whole new room to my house" creative budget.

It's also a great way to end up with nagging injuries for the rest of your life, PTSD and or certain death.

He and his wife are STILL high income earners. From his affiliate links, sponsored posts and going on and on about his wife's etsy business I guarantee you they are still making six figures without ever having to touch their retirement investments. Call him out on that and guess what, he will NOT approve the comment on his posts.

I know the vast majority of you are 6-figure types and MMM is still making 6 figures annually from his blog and his wife's 'hobby' business and that he never actually has to touch his retirement investments and can in fact add more money to them annually than most people in the U.S. actually gross.

According to the U.S Census Bureau "The per capita income for the overall population in 2008 was $26,964; for non-Hispanic Whites, it was $31,313; for Blacks, it was $18,406; for Asians, it was $30,292; and for Hispanics, it was $15,674."

It's taken me 11 years to get to 32k, I got super lucky early this summer and got hired for some remote work, full time on top of my current job, for a tech company thanks to someone at YC helping me out. A day after I started I was told I was inelligible for employment because several years ago I had to file bankruptcy.

So while you all sit nice and well with your 6-figure incomes, talking about how horrible your lives are when you earn more in a year than I do in 3-5 years BEFORE your bonuses and 401k match and all the benefits you get that real businesses don't offer their employees... just know a lot of us are busting our asses just to feed ourselves.