stevep001 | 2 years ago | on: Open Source Outdoor Air Quality Monitor
stevep001's comments
stevep001 | 5 years ago | on: Bogleheads
https://www.bogleheads.org/forum/viewtopic.php?f=10&t=288192
or this recent post on factor investing:
https://www.bogleheads.org/forum/viewtopic.php?f=10&t=257223 as proof of the board's openmindedness.
The bread and butter for BH is the unsophisticated investor who is paying their Edward Jones advisor 1-2% for an overly complicated, underperforming portfolio. These folks are better served by a simple plan (like the three fund portfolio) that they administer themselves. Their success in investing is mostly driven by advice to save and maintain long term exposure to the market. Saving that 1-2% makes a meaningful difference in their retirement lifestyle. Ordinary people can come with their portfolios and get free, unbiased financial advice that saves them thousands of dollars a year.
Investing discussions are the tip of the iceberg, though. Anything related to personal finance is germane. Discussions of tax planning, estate planning, withdrawal strategies, with participants who are experts in the field, are invaluable. For example, this long running thread with monthly posts that tracks a forward test of a mechanistic Variable Percentage Withdrawal strategy (as an alternative to the 4% rule):
https://www.bogleheads.org/forum/viewtopic.php?f=10&t=284519
Personal Consumer Issues section is golden for advice on purchases.
It's real secret, though, is the heavy moderation. It is very strongly curated around its subject matter, and in particular its "no politics" and "posts must be actionable" policies work to ensure that it has a very high signal-to-noise ratio.
stevep001 | 7 years ago | on: Amazon is buying Eero
stevep001 | 7 years ago | on: Chicago’s Deep Tunnel: The solution to urban flooding, or a cautionary tale?
http://www.minneapolismn.gov/publicworks/stormwater/cso/cso_...
https://metrocouncil.org/News-Events/Wastewater-Water/Newsle...
stevep001 | 7 years ago | on: Google’s Jeff Dean’s undergrad senior thesis on neural networks (1990) [pdf]
stevep001 | 7 years ago | on: The new MacBook Pros with T2 chips do indeed kernel panic randomly
stevep001 | 7 years ago | on: Mistakes teams new to Chaos Engineering make
stevep001 | 7 years ago | on: Mainframes and Supercomputers, From the Beginning Till Today
stevep001 | 7 years ago | on: As Population Growth Slows, Populism Surges
stevep001 | 7 years ago | on: Proposal to fix NYC’s subway and broader transit system expected to cost $19B
stevep001 | 8 years ago | on: Macbook Pro frying USB peripherals
stevep001 | 8 years ago | on: Sun Flyer, an Electric Trainer Aircraft
2. Typical aircraft takeoff roll is under 30 seconds, and most aircraft have 3hours+ endurance, so you'd be extending the range of the aircraft by < 1/360th.
stevep001 | 8 years ago | on: Fastest Way to Delete Large Folders in Windows (2015)
stevep001 | 9 years ago | on: Ask HN: No mechanical escape key in new Macbook Pros?
It was constantly registering touches on the top row when I didn't want them. With a laptop, I commonly rest my hand on the keyboard and touch -- but don't depress -- keys.
Today it's only used in a desktop configuration with an external keyboard.
I'm not the only one who felt this way -- see, for example, this Ars review of the gen 3, which said of the gen 2 keyboard:
"...the keyboard shed its top row of function keys, replacing them with a software-controlled touchable strip, and used a peculiar arrangement for buttons including home, insert, backspace, and delete. The result wasn't better; it was awkward."
http://arstechnica.com/gadgets/2015/02/thinkpad-x1-carbon-re...
stevep001 | 9 years ago | on: 69% of Americans Have Less Than $1,000 in Savings Accounts
stevep001 | 10 years ago | on: Are Your Taxes Paying for the Cost of Your Street?
This statement in the article is untruthful. The Ames budget he references explicitly lists gas tax money as going to local street maintenance.
stevep001 | 10 years ago | on: Are Your Taxes Paying for the Cost of Your Street?
If you're curious about your city, key question to ask is whether they have a pavement condition database. If they don't, they have no idea what the right amount of maintenance is. If they do, they should be able to predict whether they are spending at the right rate, and predict the same for the next several years.
stevep001 | 10 years ago | on: Are Your Taxes Paying for the Cost of Your Street?
Sophisticated cities maintain a model (commonly called a pavement management program) that lets them predict future maintenance cost across the city.
He misses the fact that Ames does get tax money for street maintenance [1] and reconstruction [2]. His estimate for a properly maintained street is quite low -- other Midwestern US cities are able to get 60-70 years from their streets.
He also misses out on special assessments as a source of revenue -- which is very common for residential street projects.
[1] http://www.cityofames.org/home/showdocument?id=22486 page 178 shows state taxes as a revenue source
[2] http://www.cityofames.org/home/showdocument?id=8045 page 91/92 shows a variety of sources, including state taxes
stevep001 | 10 years ago | on: Tell HN: If you use Google Inbox and hit your quota you stop getting email
I ran my own email server for probably 20 years, starting with UUCP over USR Couriers. It got more and more difficult to keep things running, and I had better things to do with my time.