A while back I came across an interesting problem that I've been thinking about off and on. Let's say I am thinking about taking a job working for a large company, but in some relatively dangerous part of world. I don't think I would take the job unless, among other things, I knew that the employer had kidnap and ransom insurance for its employees. However, some K&R policies prohibit the employer from telling the employee that the coverage exists. Is it possible for the employer to prove that they have the insurance without telling the prospective employee?
[+] [-] ars|7 years ago|reply
Mathematically no. But this isn't a mathematical question, it's a legal one: "some K&R policies prohibit".
You need to nitpick the legal agreement and figure out the loopholes.
Your employer will have to assist you with that, since you have no access to the agreement.
For example as part of the employment agreement you write: "Company shall expend whatever resources are necessary to recover employee in case of kidnap, etc, etc". There is no mention of insurance, just that the company will get you back. How they do it is their problem. (Obviously you're going to need a lawyer to help you write it.)
[+] [-] 1996|7 years ago|reply
If you really want the job, ask for an extra for paying the insurance yourself. That way you are 100% sure you go coverage (if you don't forget to pay the insurance!)
Personally, I wouldn't take that job, even if I could buy the best insurance myself. I just don't like betting against myself.
[+] [-] NullPrefix|7 years ago|reply
[+] [-] dyim|7 years ago|reply
[+] [-] jey|7 years ago|reply
Hm? That's not how insurance works.
[+] [-] rdtsc|7 years ago|reply
[+] [-] stevenAthompson|7 years ago|reply
The reason they can't tell you is that you may then 'kidnap' yourself to collect on it.
By even "accidentally" disclosing it's exustence they would be giving the employee information that would help them to steal from the company, since their rates would increase after the fraud.
A more reasonable answer might be "We promise to do whatever we can to help any employees who find themselves in such a situation, but can't provide details as to the form that help might take as every situation is different."
[+] [-] freehunter|7 years ago|reply
Like rdtsc said, pointing to times when they did guarantee the return of an employee would be pretty close. Not entirely foolproof, since past performance is not indicative of future results (if they got the insurance policy without telling anyone, they could easily drop the insurance policy without telling anyone).
In a broader sense, the way this (disclosure without disclosure) is usually done is escrow of some sort. There is an agreement with a third party that the agreement will be upheld, with money down to that third party. If the money is required to be issued from the first party to the second party, the second party does not need to rely on the first party to uphold their end of the agreement. The third party (escrow service) has already assured that, and now the third party is responsible for issuing the payment. For example, if I'm promised payment for source code and I want to ensure I get the payment upon delivery of the source code, the company submits the payment to escrow and I submit the source code, and the escrow company is responsible for ensuring the payment and code get swapped appropriately.
I'm not sure if proving an escrow policy of "we will make sure you get home" and putting down $1m just in case of ransom violates that K&R clause or not. But without a contract saying specifically "we will get you home no matter what", there is no real assurance. Escrow might be the closest you'll come.
[+] [-] NullPrefix|7 years ago|reply
[+] [-] sardinaconsal|7 years ago|reply
[+] [-] stevenAthompson|7 years ago|reply
[+] [-] dmurray|7 years ago|reply
If you don't trust them, and they might hint at having insurance as a carrot to tempt you to sign, this doesn't apply.
[+] [-] jd007|7 years ago|reply
Conceptually, I feel like there might be a connection to zero knowledge proofs (https://en.wikipedia.org/wiki/Zero-knowledge_proof), so perhaps you can look there for inspiration if you haven't heard of it.
[+] [-] sardinaconsal|7 years ago|reply
[+] [-] mindslight|7 years ago|reply
A proper ZK analog would be the company being prohibited from giving you a signed statement saying they had said coverage, as if you were kidnapped the kidnappers would force you to turn over this signed statement to know you represent a nice payday. So they type out a statement, then sign it with an X in front of you. If the kidnappers see this, they cannot be sure you didn't just type up the statement and sign it with your own X - only you know it was signed by the company.
But back in the physical world your kidnappers will just "prove" the fact to themselves by beating it out of you. Which is why the K&R policy prohibits any sort of telling you, not just written - your knowing is the liability.
[+] [-] exikyut|7 years ago|reply
Thinking about it, perhaps it's to do with the location a person is in, and the reputation that location may have.
Shipping comes to mind (the "actually being in location XYZ" part of the transportation process), along with the fact that perhaps some at the destination may want to hinder the receipt of whatever's being shipped
I can't come up with much else right now, although I'm very sure there are many other reasons.
[+] [-] _blz2|7 years ago|reply
[+] [-] unknown|7 years ago|reply
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[+] [-] merinowool|7 years ago|reply
[+] [-] repsilat|7 years ago|reply
[+] [-] stevenAthompson|7 years ago|reply
[+] [-] jf-|7 years ago|reply
However, this is probably down to common sense. If the pay and other benefits are good, and it is common for companies of similar scale in the region to have this cover, then they will have it.
[+] [-] sardinaconsal|7 years ago|reply
[+] [-] Schultheiss|7 years ago|reply
Here's how it goes: "To disclose something" is only a comprehensible term for the citation of something that is disclosable. But it's get very blurry, when you only paraphrase. It get's even more blurry at the point, where the paraphrasing is chosen so smart, that only other very smart people can see, that someone actually disclosed something. But: At a jury, you can play the innocent and a little bit naive person, that didn't know what he _actually_ said. Since the people tend to say about a person "He's propably not that smart, rather than naive!", because otherwise they would admit another person is way smarter then them, you are save.
Compare it to those logic-puzzles where you have set of sentences given and can derive a definitive answer by logical-deduction thru the interference of the sentences only. That would be my approach.
[+] [-] rb808|7 years ago|reply
[+] [-] robertk|7 years ago|reply
[+] [-] nomdehn_180714|7 years ago|reply
[+] [-] mabynogy|7 years ago|reply
[+] [-] unknown|7 years ago|reply
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