schmidty | 7 years ago | on: Ask HN: How to accept that life is unfair?
schmidty's comments
schmidty | 7 years ago | on: Bitcoin Whale's Bad Trade Leaves Counterparties Holding the Bag
schmidty | 7 years ago | on: How do you invest your disposable income as a tech worker?
Its called the Permanent Portfolio and it has a great long term track record: https://portfoliocharts.com/portfolio/permanent-portfolio/
schmidty | 8 years ago | on: Ask HN: How do you manage “knowledge”
All of these work/sync cross my desktop laptop and iPhone.
In progress is a wiki type system for potentially typing it all together. Dropbox Paper has been great for the wiki part.
schmidty | 8 years ago | on: Bitcoin.org removes “fast” and “low fees” from Bitcoin description page
schmidty | 8 years ago | on: Blockchains Considered Harmful: Is Brute-Force Processing Replacing Good Design?
schmidty | 8 years ago | on: Golden Rules of Financial Safety (1999)
25% stocks (index fund) Stocks – for profit during periods of general prosperity and/or declining inflation.
25% Gold – for profit during periods of bad inflation; during inflationary episodes gold bullion provides protection against a falling currency and other potential problems.
25% Long Term Bonds (30 year) – for profit during periods of declining interest rates; and especially during a deflation. Bonds also do reasonably well during prosperity.
25% Cash – During a recession, no particular asset class is going to do well. The cash in a Treasury Money Market Fund offers stability when portfolio asset classes fall in price. It also protects purchasing power during a deflation.
schmidty | 8 years ago | on: Show HN: Discover the tech stack for any website
schmidty | 8 years ago | on: Productive on six hours of sleep? You’re deluding yourself, expert says
chores - have less stuff to maintain.
eating - not sure what can be done here.
exercise - look into tabata or hiit. you can workout 2x20min a week.
you can also find way to be more efficient with your activities to cut off time on each one, even if you keep it.
sure none of these suggestions is without cost. but these suggestions can be enacted to the end goal of more time (for sleep or whatever)
schmidty | 8 years ago | on: From Prison to Ph.D.: The Redemption and Rejection of Michelle Jones
You are saying people are not individuals with their own preferences?
Sure you can draw mental or geographical lines around people. And then try to apply laws to them.
But at the end of the day there are still people in those lines choosing to follow, or not follow the laws in various ways. And people treating people differently even while following those laws.
schmidty | 8 years ago | on: Cost of Employer-Provided Health Insurance Rises Toward $19k a Year
Do you think they would do better in a bigger version of this for the whole country?
schmidty | 8 years ago | on: From Prison to Ph.D.: The Redemption and Rejection of Michelle Jones
Everyone is an individual with different values and judgments.
How could you expect the entirety of the human race to treat someones actions in a consistent way? It simply is going against reality.
schmidty | 8 years ago | on: Warren Buffett says health care costs are a bigger problem than corporate taxes
Wouldn't cutting down regulation, and reducing the AMAs monopoly on doctors help?
Less regulation = less costs.
More doctors drive costs down too.
schmidty | 9 years ago | on: How to Sell Anything: Aristotle and the Ancient Art of Persuasion
Find the individuals profit motive and appeal to it.
schmidty | 9 years ago | on: Ask HN: What's your go-to back end for simple projects?
schmidty | 9 years ago | on: Smoking “causes hundreds of DNA changes”
schmidty | 9 years ago | on: The People's Code
schmidty | 9 years ago | on: Ask HN: Who is hiring? (September 2016)
schmidty | 9 years ago | on: ITT is no longer allowed to enroll students who rely on federal loans and grants
I dont understand. ANY for profit? Like Apple or Ford?
Or just educational institutions? If just educational institutions, what is special about that sector that makes them a plague?
schmidty | 9 years ago | on: EpiPen Price Rise Sparks Concern for Allergy Sufferers