theflork | 2 years ago | on: Software architecture pitfalls and how to avoid them
theflork's comments
theflork | 4 years ago | on: System Design Primer: Learn how to design large-scale systems
theflork | 4 years ago | on: Zillow seeks to sell 7k homes for $2.8B after flipping halt
I have found a happy (to me) medium - I invest all of it diversified across low to high risk assets (muni bonds, i bonds, tips, mREITs, dividend stocks, stablecoins, growth stocks), and at this point just the interest/dividends (NOT counting unrealized gains!) almost cover even my crazy rent (3500/month, for the house we are renting which is valued at about 1.5m). I just don't have the time or the energy for a house. Also a house doesn't MAKE anything other than provide shelter. Psychologically it doesn't make much sense to me to "invest" in a single house, tied to one area, such a large % of my networth. My friends bought houses recently, and even the "flips" turned out to be fixer/uppers. The supply is so bad right now you can really get burned.
Once the supply improves - and really this means most of the government distortions disappear, I would reconsider. By government distortions i mean specifically 0) stimulus checks 1) extra unemployment (bonus monthly $, extra time, and expanding benefits to people that would not have otherwise been covered) 2) mortgage forbearance programs 3) student loan forbearance 4) super low rates. i agree at one point these distortions were necessary when we were all hunkered down and hospitals were being overrun, but we are far from that these days.
theflork | 4 years ago | on: The reason employees aren't returning to work in America [video]
1 - unemployment boost 2 - stimulus payments 3 - extending unemployment to workers who would normally be ineligible (contractors etc) 4 - eviction moratorium 5 - mortgage forbearance programs 6 - student loans forbearance 7 - locally available , utilities payments pauses 8 - ppp grants
theflork | 5 years ago | on: The Black Tax
theflork | 5 years ago | on: Hiring for tech jobs has increased more than 100% in these Midwestern cities
I can't believe the backlash here - surely generalizing ALL OF MIDWEST to be racist is the wrong thing to do?
theflork | 5 years ago | on: Snowflake S-1
theflork | 5 years ago | on: Executive order expected to suspend H-1B, other visas until end of year
theflork | 5 years ago | on: Rents are dropping across the US
theflork | 6 years ago | on: Google’s Dominance Is No Longer a Sure Thing
theflork | 6 years ago | on: Belly.io – Curated List of Programming Coding Streamers
theflork | 7 years ago | on: AlphaStar: Mastering the Real-Time Strategy Game StarCraft II
theflork | 7 years ago | on: Ask HN: What's the largest amount of bad code you have ever seen work?
theflork | 8 years ago | on: Lyft says nearly 250K of its passengers ditched a personal car in 2017
theflork | 8 years ago | on: Show HN: US Stock Screener
theflork | 8 years ago | on: Ask HN: Success stories of co-founders that met online?
theflork | 8 years ago | on: A Newbie’s Guide to Cassandra
theflork | 8 years ago | on: Technical recruiting platform Triplebyte opens for business in New York
I didn't see an answer to this on yr FAQ for candidates, and I think it's pretty important from privacy standpoint: Do candidates have total control over which companies you will reach out to on their behalf?
theflork | 8 years ago | on: How to Interview Engineers
I'm considering using triplebyte, but also want to control where my applications are sent to.
theflork | 8 years ago | on: Ask HN: Do you think Electron is good for building Desktop Apps?
https://openfin.co/2016/11/04/openfin-slashes-electron-memor...